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Category Archives: Chapter 7 Bankruptcy


By Julianne Frank |

As lawyers representing companies experiencing financial distress, our first mission is diagnosis. Like a physician we have to first understand the nature of the disease before we can determine the best medicine to administer. There are instances where Chapter 11 is not the appropriate tool. The company that cannot be restructured under Chapter 11… Read More »

A New Front in Foreclosure Wars – Statements in Bankruptcy

By David Markarian |

By Dave Markarian A new trend is emerging in the ongoing skirmishes between home mortgage lenders and homeowners involved in lengthy mortgage foreclosure proceedings, in which homeowners defending foreclosure actions have previously sought and received Chapter 7 bankruptcy protection. In an increasing number of cases, lenders are seeking to re-open homeowners’ closed bankruptcy cases… Read More »

The “Means Test” – What It Really Means

By David Markarian |

We would like to deconstruct one of the misconceptions in filing for Chapter 7 Bankruptcy under the “The Means Test”. The “Means Test” was designed to limit the use of Chapter 7 bankruptcy to only those who truly can’t afford to pay their debts. The bankruptcy “Means Test” determines whether an individual’s income is low enough… Read More »

Bankruptcy Creditors Beware

By Julianne Frank |

The Bankruptcy Rules Advisory Committee has recommended that certain  amendments to the rules surrounding the procedures for filing proofs of claim and that they take effect on December 1, 2015. Currently, Bankruptcy Rule 3002(c) states that in a Chapter 7 liquidation, a Chapter 12 family farmer’s debt adjustment, or a Chapter 13 individual debt… Read More »

Markarian & Hayes
Markarian & Hayes is located in Palm Beach, Wellington & Vero Beach, Florida and serves clients across Florida from Vero Beach to the Florida Keys, including those in and around Palm Beach, West Palm Beach, Pahokee, Delray Beach, Loxahatchee, Coral Springs, Boca Raton, Boynton Beach, Lake Worth, Deerfield Beach, South Bay, Pompano Beach, Hobe Sound, Stuart, Port St. Lucie, Sebastian, Fort Pierce, Hollywood, Tampa, Tallahassee, Orlando, Martin County, Broward County, Hillsborough County, Leon County, Palm Beach County, Fort Lauderdale, Miami-Dade County and Sebastian. The firm’s lawyers also have a long history representing clients’ interests throughout the Caribbean.
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